extension of State Pension Age - effects on Housing Benefit
/Council Tax Support.
The State Pension age for women
is being increased from 60 to 65, starting in April 2010
and ending in April 2020. The changes to Housing Benefit/Council
Tax Support came into force on 6 April 2010
in line with the start of the equalisation of the State Pension
- Women born before 6 April 1950
will continue to become eligible for their State Pension at
- Women born between 6 April 1950
and 5 April 1955 will have a State Pension age of between 60 and
65, depending on their date of birth.
- Those born on or after 6 April
1955 will have the same State Pension age as men (65).
- The Pensions Act 2007 provided
that a second stage approach will mean a common retirement date of
68, for both men and women by 2046.
Other benefits which are payable
up to ‘pensionable age’ and which currently cease at 60 for women
and 65 for men, will also be available to women aged 60 to 64.
These benefits include Jobseekers Allowance and Employment &
The minimum age for entitlement
to Pension Credit and pensioner Housing Benefit/Council Tax Support
is currently 60 for both men and women, will increase in line with
female State Pension qualifying age.
Income Support and working-age
Housing Benefit/Council Tax Support, which currently have a maximum
qualifying age of 60 for both men and women, will be payable up to
the new qualifying age for Pension Credit.
Therefore, from 6 April 2010, the
upper cut-off age for working age Housing/Council Tax Support will
start to rise for men and women, in line with the State Pension age
equalisation and extension changes.
Similarly the lower qualifying
age for Housing (State Pension Credit)/Council Tax Benefit (State
Pension Credit) will start to increase at the same rate.
The same process will apply to
Income Support, Jobseekers Allowance and Pension Credit (guarantee
Credit (savings credit) already has a start date of age 65 for all
and is, therefore, unaffected by the equalisation process.
A shows that throughout the 10 year equalisation
- the female State Pension age
based on their date of birth
- earliest qualification start
date for Housing Benefit /Council Tax Support (State Pension
Credit) and Pension Credit (Guarantee Credit) for both men and
earliest qualification start date will also be the day after the
latest date that working age Housing/Council Tax Benefit and Income
Support will be payable to all customers and Employment &
Support Allowance and Jobseekers Allowance to women.
B contains a timetable showing State Pension
qualifying dates for the extension of the State Pension age from
age 65 for all to age 68 for all. These changes will be introduced
between 2024 and 2046. It will also apply to the maximum age up to
which Income Support, Jobseekers Allowance, Employment &
Support Allowance and working age Housing Benefit /Council Tax
Support are payable and the earliest qualification start date for
Housing/Council Tax Benefit (State Pension Credit) and Pension
|Housing Benefit & Council Tax Support
|Telephone: (01902) 696668
||South Staffordshire Council
|Fax: (01902) 696630